Financial Inclusion in Turkey: Evidence from Individual Level Data

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dc.contributor.authorÖzşuca, Ekin Ayşe
dc.contributor.departmentSiyasal Bilgiler Fakültesitr_TR
dc.date.accessioned2021-10-05T06:52:41Z
dc.date.available2021-10-05T06:52:41Z
dc.date.issued2019-12-06
dc.description.abstractUsing individual level data from the World Bank Global Findex for 2017, this study analyzes the level of financial inclusion and explores its main determinants in Turkey. In particular, it explores how individual characteristics (i.e. gender, age, income, education) are associated with the usage of formal financial services and impinge on the perceived barriers to account ownership among financially excluded individuals in Turkey. The results of the study indicate that being man, older, richer and more educated increases the likelihood of having a formal account and formal saving. Moreover, mobile banking is found to be driven by identical individual characteristics with that of other traditional formal financial services usage. As regards with the main obstacles for not having a formal account, each one of the individual attributes seems to be significant in explaining different voluntary and involuntary self-reported barriers behind financial exclusion. The findings are of remarkable importance for designing policies to promote financial inclusion in Turkeytr_TR
dc.identifier.endpage1400tr_TR
dc.identifier.issn/e-issn1309-1034
dc.identifier.issue4tr_TR
dc.identifier.startpage1377tr_TR
dc.identifier.urihttps://doi.org/10.33630/ausbf.614032tr_TR
dc.identifier.urihttp://hdl.handle.net/20.500.12575/75167
dc.identifier.volume74tr_TR
dc.language.isoentr_TR
dc.publisherAnkara Üniversitesitr_TR
dc.relation.isversionof10.33630/ausbf.614032tr_TR
dc.relation.journalAnkara Üniversitesi SBF Dergisitr_TR
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanıtr_TR
dc.subjectFinancial inclusiontr_TR
dc.subjectFinancial institutionstr_TR
dc.subjectFinancial servicestr_TR
dc.titleFinancial Inclusion in Turkey: Evidence from Individual Level Datatr_TR
dc.typeArticletr_TR

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Cilt:74 Sayı:04 (2019)