KILIÇBAY, Ahmet2019-04-122019-04-120378-2921http://hdl.handle.net/20.500.12575/51117https://doi.org/10.1501/SBFder_0000000370Optimal İstihlak Meyli ve Seküler Gelişmehttps://doi.org/10.1501/SBFder_0000000370